Now I just say, 'sorry, I'm skint myself'.

So now we are down $950 x 2. I had just started working and paid off the loan in 2 years.I lent $200k to a friend for her business as she needed for short term cashflow.Thoughts on waiting two years to save up to buy your house on your own instead?India – very common to support parents as they spend on us and and paid for expensive US college. The parents who were supposed to hold on to 20k for each kid it spent it on vacations saying “vacation is education”.I’ve seen this played out many times and it never ends well. Before you ask for money from your parents/family/friends, ask yourself what the loss of that money would do to them.

I’ll also share with you reasons why asking to borrow money is one of the worst financial moves you can make.I met a man named Vien at Lucky Chances casino one evening. If you are proud enough to claim you are financially independent, be self-reliant enough not to milk the government for money you claim you don’t need.I especially like rule number one and grudgingly admit it is one to follow. He's always sponging.

I’m not a native speaker. He's always sponging. It was all good fun. When I graduated from grad school I wanted to open my own clinic. After learning the hard way I dont lend ANYONE money and people know not to ask.Great advice. My husband regularly lends his brother money, despite the fact that brother and girlfriend both have full-time jobs and have loads more disposable income than us.

Both my parents and my sisters’ family are spending “black holes” as you so aptly put it. He decided to shove all-in pre-flop with his remaining $80 on a suited King-10. My five year old is a nightmare. I will never see that money again - so have written it off in my mind. The best way to ask for money from a family member or friend is to not ask for money but to ask for a job you can do for them. On month 8… I was losing hope, and he sent $50. I’m leery of go fund me for a lot of things anymore.

I said okay, just get it by mid next week, assuming it would take a couple days for the bank transfer to workout. On month 3, can you guess what he sent? My Mother and Father are very well off. It wasn’t my business I suppose. The key issue is that the money is being requested to feed a gambling issue. They will go through years of examples and wonder what they could have done differently.Rightly or wrongly, they will wonder if they raised an entitled child who does not value hard work and discipline.

In an ideal world nobody would ever borrow a dime from anyone. Do I feel like a loser? All of our relatives who knows about this are scared of upsetting my uncle so they’ve glossed over the issue and no one has called him out on it. For example, credit card companies have been handing out credit cards like candy in this bull market.

His excuse was that my parents borrowed money from him 20-something years ago and that really affected his finances (bullsh*t! One of the easiest ways to say no is by simply creating a rule for yourself. Put some small amount of money in a utma account for my niece – enough to help her in road to financial success but not enough to ruin her. He said he knew things might go wrong because he’s seen money sour relationships but that he would have been okay with me not paying him back because he’d know that I was able to get out of the bind I was in. This paid the loan off more rapidly and they saved £2000, after the settlement fee was taken out of the equation (God I hate those greedy companies!)

It definitely changes the relationship even if they eventually pay you back. 1. Disgusting. Shakespeare said it best – “Neither a borrow or lender be”…Bad glad you are cool with it. I’m just not a fan of negative sum games, and not willing to memorize the volume of information required to estimate the odds of every hand.

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